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Home » Topics » Inside FHA/VA Lending » Programs & Policies

Programs & Policies
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Planet Home Sees Lenders Turning to Ginnie PIIT

December 12, 2025
Emmeline Willey
Planet Home Lending activated the Ginnie Mae pools issued for immediate transfer program in the third quarter in response to mounting demand from its correspondent lender partners.
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FHA Floats Allowing CWCOT Providers Greater Ties to Servicers

December 12, 2025
Emmeline Willey
FHA proposed loosening restrictions on auction platforms for claims without conveyance of title sales.
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HECM Lenders Call for Changes to Upfront Premiums

December 12, 2025
Emmeline Willey
Industry groups recommended that FHA consider reverting the upfront mortgage insurance premiums on home equity conversion mortgages to the previous risk-based model.
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FHA Seeks Relief for Contractors With 203(k) Proposal

December 12, 2025
Emmeline Willey
FHA proposed tweaking its limited 203(k) rehabilitation loan program to reduce financial burdens on contractors.
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USDA Eyes Guaranteed SFH Loan Subsidies

May 30, 2025
Emmeline Willey
The U.S. Department of Agriculture’s Rural Housing Service is considering subsidizing a portion of its guaranteed home loans.
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HUD Nominees Echo Trump Admin on FHA Concerns

May 16, 2025
Emmeline Willey
In response to questions from Senate Democrats, nominees for HUD positions expressed views in line with the Trump administration’s restrictions on FHA loans for non-permanent residents.
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FHA Reverts Biden-Era Foreclosure-Sale Listing Policies

May 2, 2025
Emmeline Willey
FHA has rescinded a pair of policies enacted in 2022 that were meant to give owner-occupants an upper hand in foreclosure sales over institutional investors.
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Senators Propose Raising Multifamily Loan Limit

May 2, 2025
Emmeline Willey
Sens. Ruben Gallego, D-AZ, and Dave McCormick, R-PA, this week introduced legislation that would sharply increase FHA multifamily loan limits.
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FHA Issues Temporary Waiver on Flood Elevation

March 7, 2025
Brandon Ivey
The requirements for new construction were established in a final rule issued in April 2024. The temporary waiver was prompted by executive orders from President Trump.
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PHH Loosens Standards for Streamlined FHA, VA Refis

March 7, 2025
Brandon Ivey
The correspondent lender has removed certain overlays on streamlined refinance programs at FHA and VA. Newrez, meanwhile, added some overlays.
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