The FHA received some help from reperforming loans that had COVID payment forbearance, but the VA has also seen a sharp decline in refinance business. (Includes two data charts.)

The industry has mixed views on the new capital proposals from Ginnie Mae. But one thing is clear: The standards only apply to nonbanks.

The move will allow Ginnie issuers to offer loan modifications that carry a lower monthly payment than the current 30-year term. Also, the agency can test the waters for such a product in the secondary market.

A shift away from refinancing to purchase-mortgage lending played to the FHA's strengths as the program came close to reclaiming top-dog status in the government market. (Includes two data charts.)

While the VA program still accounted for over half of the loans sold into Ginnie MBS in April, the FHA saw a significantly bigger increase in monthly volume. Freedom Mortgage held onto the top spot among Ginnie issuers despite a slowdown in production. (Includes two data charts.)

Gate House Strategies, which features former FHA Commissioner Brian Montgomery as one of its founding members, will focus on FHA/Ginnie Mae/HUD and Fannie Mae/Freddie Mac policy issues. The Collingwood Group V2?

The number of active plans in forbearance declined by 135,000 over the last month, according to Black Knight.

A test file of the enhanced disclosure will be made available to investors in mid-April 2021.

After hitting an all-time monthly record in January, issuance of Ginnie single-family MBS slowed modestly last month. Still, a number of top issuers managed to boost volume. (Includes two data charts.)

During her confirmation hearing, the Ohio congresswomen faced strong criticism for her lack of experience in housing policy and past comments about Republicans.