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Home » Topics » Inside FHA/VA Lending » Government-Insured Originations

Government-Insured Originations
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White House Action Plan on Housing Supply Enlists FHA

May 27, 2022
Monica Hogan
The White House’s multi-pronged action plan designed to close the housing supply gap within the next five years includes a to-do list for FHA.
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Legislators Consider VA Home Loan Updates

May 27, 2022
Monica Hogan
A recently introduced bill, the Improving Access to the VA Home Loan Act, would direct VA to update regulations on home appraisals.
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RHS Working to Address Affordable Housing

May 27, 2022
Monica Hogan
USDA Under Secretary for Rural Development Xochitl Torres Small testified this week about the shortages of affordable multifamily rental units and single-family homes for sale in rural areas.
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FHA Sets MIP Cuts for Green Residential Care Facilities

May 27, 2022
Monica Hogan
FHA is planning significant reductions to both the upfront and annual mortgage insurance premiums for most Section 232 program mortgages of green residential care facilities.
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Private MI Industry Adapts to Market Changes

May 13, 2022
Monica Hogan
The slowing pace of delinquencies helped mitigate the impact of a reduction in new private mortgage insurance policies written as mortgage originations slowed.
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Many Servicemembers Believe Myths Around VA Loans

May 13, 2022
Monica Hogan
Some 50% of active-duty servicemembers surveyed believe they can use a VA home loan only once.
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Servicers Seek Clarity on P&P Reimbursement Rules

May 13, 2022
Monica Hogan
A HUD policy update has “unintentionally eliminated” reimbursements to servicers for property preservation and protection expenses that occur before a foreclosure process begins.
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Correspondents Gain Market Share in FHA/VA Lending

April 1, 2022
Monica Hogan
The correspondent share of government-insured mortgage originations increased modestly in 2021. Meanwhile, the retail and broker channels both lost some market share. (Includes data chart.)
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OIG Continues to Find Flaws With FHA Flood Coverage

April 1, 2022
Monica Hogan
Borrowers with FHA loans don’t always have enough flood insurance, according to a recent report by HUD’s Office of Inspector General.
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NAR, VA Join Hands to Boost Veterans Homeownership

March 18, 2022
Monica Hogan
Leslie Rouda Smith of the National Association of Realtors and John Bell of the Department of Veterans Affairs partnered on two training videos to increase awareness of the benefits of the VA home loan program.
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