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Policies & Programs
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Freddie Improving Access to Downpayment Assistance

December 8, 2023
Dennis Hollier
The government-sponsored enterprise has collaborated with state housing finance agencies to develop standardized loan documents to simplify the use of downpayment assistance programs.
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GSEs Post Social Disclosures for Supers, Megas

December 8, 2023
Dennis Hollier
This week, the GSEs began providing investors the Social Density Score and Social Criteria Share attributes for Supers and Megas.
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FHLB Review Provokes Further Action by FHFA

November 22, 2023
Dennis Hollier
Even as the regulator rolls out some FHLB reforms, it knows Congress will have the final say on many of its objectives.
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Freddie to Initiate a Repurchase Pilot

November 22, 2023
Dennis Hollier
The enterprise’s plan closely resembles an alternative to current buyback policy that was proposed by CHLA in May.
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FHFA Puts Commingled Securities Issue to Bed

November 22, 2023
Dennis Hollier
As expected, the amended enterprise regulatory capital framework reduces the risk weight for commingled securities from 20% to 5%.
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FHFA Lowers Multifamily Purchase Caps for 2024

November 22, 2023
Dennis Hollier
FHFA Director Sandra Thompson said workforce housing exemptions should still encourage multifamily borrowers to preserve affordable housing for “extended periods.”
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Fannie Extends Positive Rent Payment Reporting Pilot

November 22, 2023
Dennis Hollier
More than 240,000 renters in properties with Fannie-backed loans reported their rent payments to credit bureaus using the Fannie pilot. Some 58% of them saw their FICO scores increase as a result.
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Fannie CRT Deals Shed Nearly $2 Billion in Credit Risk

November 22, 2023
Dennis Hollier
The mortgage giant executed five credit-risk transfer transactions in the space of a week.
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GSEs Clear DTS Targets by a Narrow Margin in 2022

November 10, 2023
Dennis Hollier
Although Fannie Mae and Freddie Mac met their duty-to-serve obligations, that doesn't mean they achieved all their goals. Both enterprises received low scores in some categories.
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Fannie, Freddie Announce Tweaks to Selling Guides

November 10, 2023
Dennis Hollier
Fannie and Freddie have updated rules around employment contracts, shared appreciation and fluctuating income.
Read More
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