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Policies & Programs
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FHFA Must Do More to Meet DHS IT Standards

January 31, 2025
Dennis Hollier
OIG finds that the FHFA IT team failed to document changes to its procedures for responding to binding operational directives from the Department of Homeland Security.
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GSEs Delay Bi-Merge and Shift From FICO Classic

January 17, 2025
Dennis Hollier
The GSEs’ credit score playbook now lists the implementation dates of the bi-merge and the shift away from Classic FICO as TBD.
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Former GSE Execs Handicap GSE Reform

January 17, 2025
Dennis Hollier
Hugh Frater and Don Layton speculate on the likelihood a second Trump administration can get Fannie Mae and Freddie Mac out of conservatorship.
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Senate Banking Committee Chair Lambastes Thompson

January 17, 2025
Dennis Hollier
The new Republican chair of the Senate Banking Committee sharply criticized FHFA Director Sandra Thompson on her way out.
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Freddie Mac Adds Craig Phillips to Leadership Team

January 17, 2025
Dennis Hollier
The former chief housing advisor to the Treasury secretary during the first Trump administration will now oversee Freddie’s regulatory and conservatorship affairs operations.
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GSE Roundup

January 17, 2025
Dennis Hollier
California wildfires, attorney fees, collateral valuations and board elections.
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Treasury, FHFA Make Modest Revisions to GSE PSPAs

January 3, 2025
Dennis Hollier
Treasury and FHFA agreed on some guidelines for how the process of getting the GSEs out of conservatorship will work. But they didn’t set that process in motion.
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Calabria Has Some Recommendations for Congress

January 3, 2025
Dennis Hollier
Even if lawmakers can’t agree on how or whether to release the GSEs from conservatorship, there are incremental steps they can take, according to former FHFA Director Mark Calabria.
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FHLBank Reforms Lingering on FHFA’s Agenda

January 3, 2025
Dennis Hollier
The remaining items on the Biden administration’s regulatory agenda for FHFA are primarily proposals affecting the Federal Home Loan Banks.
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FHFA Sets 2025-2027 Housing Goals for GSEs

January 3, 2025
Dennis Hollier
The housing goals include several benchmarks that have been reduced to reflect challenges in the mortgage market.
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