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Home » Topics » Inside The GSEs » Policies & Programs

Policies & Programs
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Rocket-Mr. Cooper Merger Approval Comes With a Rider

August 29, 2025
Dennis Hollier
Regulatory approval of the merged company creates the second-largest GSE seller and by far the largest GSE servicer.
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Consumer Groups Oppose Crypto in GSE Underwriting

August 29, 2025
Dennis Hollier
Critics claim the volatility of cryptocurrency valuations and exposure to fraud would undermine the safety and soundness of Fannie Mae and Freddie Mac.
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Competing Research at VantageScore and FICO

August 29, 2025
Dennis Hollier
Conflicting data from the two credit score giants muddy the waters about which best serves the GSEs and a mortgage industry eager for more competition.
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Condo Associations Push for Leniency in GSE Lending

August 29, 2025
Dennis Hollier
Eligibility requirements put in place by the GSEs in the wake of the 2021 collapse of a condo tower in Florida continue to hobble sales and burden condo associations with high insurance and maintenance costs.
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GSE Roundup

August 29, 2025
Dennis Hollier
Mortgage insurers ready for VantageScore 4.0; Fannie Mae announces results of NPL sale; delinquencies down for STACR pools, up for CAS pools.
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More Uncertainty About Future of GSEs

August 15, 2025
Dennis Hollier
Industry insiders worry that mixed signals from the Trump administration makes complex decisions, like ending the conservatorship, more difficult.
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Pulte Talks Crypto, Credit Scores and LLPAs

August 15, 2025
Dennis Hollier
The FHFA director detailed his priorities for the GSEs at a webinar this week.
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Freddie Expands Financing Options for Manufactured Homes

August 15, 2025
Dennis Hollier
The CHOICEHome product, previously only available for multisection factory-built homes, is now available for single-wides. It’s expected to improve housing options in rural and underserved areas.
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FHFA Doubles GSEs’ Low-Income Housing Tax Credit Caps

August 15, 2025
Dennis Hollier
The GSEs will now be able to invest a combined $4 billion a year in LIHTC affordable housing tax credits. At least half of that investment must be in difficult-to-serve LIHTC communities.
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FHFA Cybersecurity Needs Work

August 15, 2025
Dennis Hollier
A new audit commissioned by FHFA’s OIG detailed weaknesses in the agency’s cybersecurity protocols. Most of the findings were previously identified in OIG audits, one of which dates back to 2020.
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