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Home » Topics » Inside The GSEs » Regulation

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FHFA Asleep at the Wheel? The OIG Thinks So

January 22, 2021
Dennis Hollier
Four and a half years after the OIG recommended that FHFA notify GSE directors of supervisory concerns, the agency continues to notify Fannie and Freddie management instead.
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Regulator Seeks Comment on Appraisal Process

January 8, 2021
Dennis Hollier
While appraisal actions sharply increased from 2019 to 2020, the number of licensed appraisers remained unchanged.
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Fannie and Freddie Enhance Duty-to-Serve Plans for 2021

January 8, 2021
Dennis Hollier
The GSEs plan to increase loan purchases in all three DTS categories: manufactured housing, rural areas and affordable preservation.
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Freddie: The Skinny on Green Bonds

January 8, 2021
Dennis Hollier
The program has accounted for a cumulative savings of 827 million gallons in water consumed and 152 million kilo-BTUs in energy savings.
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FHFA Says GSEs Must Plan for Receivership

January 8, 2021
Dennis Hollier
FHFA said the plan to have “living wills” is akin to what the Federal Reserve and the FDIC require for their bank charges.
Read More

Mnuchin Hints at No Consent Orders to End Conservatorship

December 18, 2020
Dennis Hollier
Treasury Secretary Steven Mnuchin said he is “not going to do anything that jeopardizes taxpayers.” But his real concerns? How to adequately capitalize Fannie and Freddie first.
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FHFA Leaves GSE Housing Goals Unchanged for 2021

December 18, 2020
Dennis Hollier
The GSEs have consistently exceeded their affordable housing goals. Is it time to raise them?
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Loopholes in Forbearance and Deferral Programs

December 18, 2020
Dennis Hollier
Section 4022, which covers forbearance under the CARES Act, does not include an explicit end date. According to the CSBS, this has led many to assume it ends on Dec. 31. The truth is less certain.
Read More

CFPB Finalizes QM Rules; Merry Christmas!

December 18, 2020
Dennis Hollier
Going forward, mortgages will qualify for the QM safe harbor if the annual percentage rate on the loan doesn’t exceed the average prime offer rate by more than 150 bps.
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Mnuchin Dampens Hope for an End to the GSE Conservatorships

December 4, 2020
Dennis Hollier
Treasury Secretary Steven Mnuchin suggested in a Senate hearing that Fannie and Freddie may not have enough capital to exit conservatorship before Trump leaves office.
Read More
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