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Home » Topics » Inside The GSEs » Regulation

Regulation
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GSEs to Require Tenant Protections for Multifamily Properties

July 12, 2024
Dennis Hollier
Despite thousands of responses to its RFI, FHFA has settled on a list of protections that is unlikely to make tenants feel much safer.
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Freddie Pilot Approval Tests New Product Rule

June 28, 2024
Dennis Hollier
FHFA Director Sandra Thompson said the first test of its recently instituted new products rule went well, despite the relatively short timelines. But critics of Freddie’s new pilot also asked the agency to find ways to stretch out the opportunity to comment.
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Revisiting the FHLBanks’ Affordable Housing Program

June 28, 2024
Dennis Hollier
FHFA issued an RFI on how to simplify and improve the efficiency of the competitive application process for the FHLBanks’ Affordable Housing Programs.
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GSEs Faulted for Inadequate Property Insurance Policies

June 28, 2024
Dennis Hollier
Researchers say strategic securitization by lenders exposes the GSEs to higher insurer counterparty risk, especially in regions with frequent climate-related disasters. The proposed cure: LLPAs and capital rules that compensate the GSEs for this risk.
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FHFA IG Touts ‘Maturity’ of the Agency

June 28, 2024
Dennis Hollier
Brian Tomney told the House Financial Services Committee that FHFA has largely embraced OIG recommendations and has evolved from its start-up stage.
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FHFA Names New Director of Communications

June 28, 2024
Dennis Hollier
Former Treasury official Antonio White takes over as FHFA’s head of media relations, public outreach and Congressional affairs.
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FHFA Announces Members of New Advisory Committee

June 28, 2024
Dennis Hollier
The new Federal Advisory Committee on Affordable, Equitable and Sustainable Housing includes a who’s who of housing finance experts, equitable housing advocates and industry representatives.
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Housing Advocates Recommend Changes to EHFPs

June 14, 2024
Dennis Hollier
Stakeholders say the GSEs’ proposed definition of “first-generation homebuyer” in their equitable housing-finance plans unfairly excludes many of the people the enterprises and the FHFA want to help.
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Warren Says FHLB System is ‘Broken,’ Calls for Reforms

June 14, 2024
Dennis Hollier
Sen. Elizabeth Warren, D-MA, has called for a significant increase in the FHLBanks’ required contribution to affordable housing. She also urged FHFA to change the membership eligibility requirements to encourage more housing and community development activities.
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GSEs Release 2025-2027 Duty-to-Serve Plans

June 14, 2024
Dennis Hollier
The Federal Housing Finance Agency has issued a request for information seeking industry comment on the GSEs’ plans to support underserved communities under their duty-to-serve obligations.
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