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Home » Topics » Inside The GSEs » Regulation

Regulation
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CHLA Calls for FHFA to Examine Equifax Pricing

March 22, 2024
Dennis Hollier
Lenders argue that the cumulative cost of verification of income and employment, especially the electronic kind, is unreasonable and should be scrutinized by FHFA.
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The Future of IT at FHFA

March 22, 2024
Dennis Hollier
The agency’s 2024-2026 strategic plan includes a migration to the cloud and the development of AI capabilities.
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Caps on GSE Purchases Had Some Unintended Outcomes

March 22, 2024
Dennis Hollier
The last-minute decision by the Trump administration to reduce GSE purchases of speculative and riskier loans had some unintended consequences.
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CBO Estimates FHLBank Benefits From Government

March 22, 2024
Dennis Hollier
The FHLBanks and their members may benefit to the tune of $8.4 billion from their status as government-sponsored enterprises.
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Fannie Touts Progress on Ending Biased Appraisals

March 22, 2024
Dennis Hollier
Appraisers have dramatically reduced the use of prohibited words in their valuations, a sign Fannie has made strides in limiting bias against protected classes.
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FHFA Announces Revived Title Acceptance Pilot

March 8, 2024
Dennis Hollier
Title insurance advocates are incensed by FHFA’s announcement that a once-dead title waiver pilot is alive and well.
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FHFA Yields to Industry Concerns About Credit Score Changes

March 8, 2024
Dennis Hollier
The regulator delayed implementation of the controversial bi-merge scoring model and accelerated the release of historical credit score data.
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FHFA Looks to Revise Survey of Borrowers

March 8, 2024
Dennis Hollier
FHFA said proposed changes to the American Survey of Mortgage Borrowers will help to inform oversight of the GSEs and FHLBanks.
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Key Deputy Director Promotions at FHFA

March 8, 2024
Dennis Hollier
Agency veterans Anne Marie Pippin and Anju Vajja have taken over as deputy directors of the division of conservatorship, oversight and readiness, and the division research and statistics, respectively.
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New Research on GSEs’ Adverse Market Fee

February 29, 2024
Dennis Hollier
New research shows, in some instances, lenders passed on to borrowers as much as 120% of the cost of the fee, which ended in July 2021.
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