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Home » Topics » Inside The GSEs » Legislation

Legislation
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More Stakeholder Comment on FHLB Mission

October 4, 2024
Dennis Hollier
Newly published comment letters show that housing and community advocacy groups support FHFA’s plan to use member incentive programs to encourage more mission-oriented lending by the FHLBanks.
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Calabria: Second Trump Term Could End Conservatorship

September 20, 2024
Dennis Hollier
Although a Republican victory in November might revive efforts to release the GSEs from conservatorship, this would likely be a multi-year effort, according to the former FHFA director.
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Lenders Urged to Take Steps Toward Credit Score Transition

September 6, 2024
Dennis Hollier
Experts recommend industry stakeholders start working with the new credit scores if they want to be prepared when the transition from FICO Classic to FICO 10 T and VantageScore 4.0 goes into effect.
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FHLBanks Urged to Spend More on Affordable Housing

August 9, 2024
Dennis Hollier
Senate Democrats note that FHLBank Boston CEO Timothy Barrett received $3.1 million in compensation last year while the bank contributed just $2 million to its affordable housing program.
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Skepticism Springs Eternal When It Comes to GSE Reform

August 9, 2024
Dennis Hollier
Housing finance aficionados may doubt Fannie and Freddie will ever exit conservatorship, but that doesn’t stop them from telling you what that exit would look like.
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Lenders, Housing Advocates Split on FHLBank Mission

July 26, 2024
Dennis Hollier
The Federal Home Loan Banks as well as credit unions argue the FHLBanks’ mission was established by Congress, so only Congress can change it. Consumer advocates, meanwhile, are happy with the Federal Housing Finance Agency’s effort to redefine the mission.
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Completing GSE Reform Easier Said Than Done

July 26, 2024
Dennis Hollier
SFA leader says ending GSE conservatorships would lead to unsustainable credit downgrades for Fannie and Freddie.
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FHFA Adds Five Proposed Rules to its Regulatory Agenda

July 12, 2024
Dennis Hollier
Two of the new proposed rules are directed at Fannie Mae and Freddie Mac. The other three relate to the Federal Home Loan Banks.
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FHFA Strengthens GSEs' Loss Reporting Requirements

July 12, 2024
Dennis Hollier
A new advisory bulletin from FHFA spells out how the enterprises must respond to a “high-severity operational loss event.”
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FHFA Executive Mollifies the Mortgage Industry

May 31, 2024
Dennis Hollier
Naa Awaa Tagoe, deputy director for housing mission and goals at FHFA, waded through some of the agency’s most recent controversies at the MBA’s secondary market conference.
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