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Inside The GSEs
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GSE Multifamily Loans Fund More Very Affordable Units

December 8, 2023
Dennis Hollier
Although the GSEs financed fewer affordable units in small multifamily properties, the number of affordable units in Fannie- and Freddie-financed high-rises and garden apartments spiked from 170,000 to 248,000.
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GSEs Post Social Disclosures for Supers, Megas

December 8, 2023
Dennis Hollier
This week, the GSEs began providing investors the Social Density Score and Social Criteria Share attributes for Supers and Megas.
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GSE Conforming Loan Limits Increase in 2024

December 8, 2023
Dennis Hollier
The baseline conforming loan limit for 2024 will rise $40,350 to $766,550 on mortgages for one-unit properties.
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Federal Home Loan Bank Earnings Slow Down in Third Quarter

November 22, 2023
Dennis Hollier
After a strong run-up in earnings spanning more than a year, the Federal Home Loan Banks posted a modest decline in quarterly income in the third quarter. (Includes three data tables.)
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FHLB Review Provokes Further Action by FHFA

November 22, 2023
Dennis Hollier
Even as the regulator rolls out some FHLB reforms, it knows Congress will have the final say on many of its objectives.
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Freddie to Initiate a Repurchase Pilot

November 22, 2023
Dennis Hollier
The enterprise’s plan closely resembles an alternative to current buyback policy that was proposed by CHLA in May.
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FHFA Puts Commingled Securities Issue to Bed

November 22, 2023
Dennis Hollier
As expected, the amended enterprise regulatory capital framework reduces the risk weight for commingled securities from 20% to 5%.
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Meridian Capital Faces Ban by Freddie on Multifamily Loans

November 22, 2023
Dennis Hollier
Sources tell Inside The GSEs that loans brokered by New York-based multifamily lender are currently ineligible for delivery to Freddie Mac.
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FHFA Lowers Multifamily Purchase Caps for 2024

November 22, 2023
Dennis Hollier
FHFA Director Sandra Thompson said workforce housing exemptions should still encourage multifamily borrowers to preserve affordable housing for “extended periods.”
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Fannie Extends Positive Rent Payment Reporting Pilot

November 22, 2023
Dennis Hollier
More than 240,000 renters in properties with Fannie-backed loans reported their rent payments to credit bureaus using the Fannie pilot. Some 58% of them saw their FICO scores increase as a result.
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