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Thompson Spars With Republicans at Hearing

April 19, 2024
Dennis Hollier
Republicans on the Senate Banking Committee confronted FHFA Director Sandra Thompson about title insurance waivers and DPA “slush funds” at the GSEs.
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GSEs Clarify Treatment of Buyer’s Agent Commissions

April 19, 2024
Dennis Hollier
Fannie and Freddie find a way to deal with the NAR settlement without changing the rules.
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FHFA, CSBS Agree to Share Information About Nonbanks

April 19, 2024
Dennis Hollier
Lenders say any information sharing should respect the confidentiality of nonbanks and their customers.
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Freddie Data Highlights Climate Risk for Housing

April 19, 2024
Dennis Hollier
Climate change has people on the move, but they seem to be immigrating to exactly the wrong places.
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Stakeholders Respond to GAO’s FHLB Report

April 19, 2024
Dennis Hollier
The GAO’s fact-filled, even-handed review of the FHLBanks’ role in last spring’s regional banking crisis has been used to justify arguments by both critics and supporters of the banks.
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Morningstar Gives GSEs AAA Ratings

April 19, 2024
Dennis Hollier
The rating service focuses on the government’s implicit guarantee and the critical role the GSEs play in housing finance and the financial sector more generally. Fannie and Freddie also have healthy earnings.
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Fannie, Freddie CRT Activity Starting to Pick Up

April 19, 2024
Dennis Hollier
Despite an uptick in CRT issuance, high costs continue to drive more risk retention at Fannie Mae and Freddie Mac.
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FHFA Starts Title Waiver Pilot With Fannie Mae

April 5, 2024
Dennis Hollier
By focusing on refis, FHFA will be able to assess the ability of its title insurance waiver pilot to reduce closing costs with a smaller group of lower-risk loans.
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Debate Intensifies Over Role of FHLBanks

April 5, 2024
Dennis Hollier
FHLBanks and housing advocates square off over issues, such as the banks’ mission, how they benefit housing finance and, surprisingly, whether they receive a federal subsidy.
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GSEs Prepare for New Credit Score Paradigm

April 5, 2024
Dennis Hollier
Fannie and Freddie sketch out the still murky timeline for the shift from Classic FICO to FICO 10 T and VantageScore 4.0 and the move to a bi-merge process.
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