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Inside The GSEs
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Fannie Steps Up Fraud Prevention

December 19, 2025
Dennis Hollier
Fannie alerts seller/servicers to stiffer fraud detection rules. For example, lenders have 24 hours to report any borrower if they’re found on the Department of Treasury’s foreign assets control sanctions list.
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Fannie Updates HomeStyle Mortgage Options

December 19, 2025
Dennis Hollier
The GSE ditched its energy efficiency home improvement loan product in favor of a more generic product targeting smaller projects. The new HomeStyle Refresh product becomes available at the end of March.
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Assumable and Portable Mortgages Seen as Niche

December 19, 2025
Dennis Hollier
UI researchers explore whether the GSEs, by accepting new loan products, can help alleviate the lock-in effect and improve affordability for homebuyers.
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Freddie Mac Clarifies Lexicon of Appraisals

December 19, 2025
Dennis Hollier
Underwriters should understand that neighborhood, subdivision and market area are distinct terms used in property appraisal.
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GSE Roundup

December 19, 2025
Dennis Hollier
Freddie Mac taps a new CEO; Waters lashes out at Pulte; DOJ denies investigation into the FHFA director.
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Freddie Seeks Transparency From Lenders Using AI

December 5, 2025
Dennis Hollier
The growing sophistication of AI use is now reflected in an updated policy to manage the risk associated with the tech.
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Pulte in the Crosshairs for Mortgage Fraud Referrals

December 5, 2025
Dennis Hollier
After months of investigating Trump critics over allegations of mortgage fraud, FHFA Director Bill Pulte increasingly finds himself the target of investigations into possible episodes of misconduct and the misuse of power.
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GSE Reform Gets a Skeptical Reception

December 5, 2025
Dennis Hollier
Industry observers note that, despite its bold pronouncements about a public offering for the GSEs, the Trump administration still has not addressed the key issues that make this a risky proposition.
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Senate Considers GSE Securitization of AD&C Loans

December 5, 2025
Dennis Hollier
Legislation could prompt a study by the GAO to see if a secondary market for securitizations of acquisition, development and construction loans would help increase the supply of new-built homes.
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FHFA Juices Multifamily Caps for GSEs

December 5, 2025
Dennis Hollier
Next year, the GSEs will see a $30 billion hike in their combined multifamily caps, which is in keeping with forecasts of more multifamily activity in 2026.
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