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Inside The GSEs
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Critics Denounce Pulte’s Mortgage Fraud Allegations

September 12, 2025
Dennis Hollier
Attorneys representing those accused of mortgage fraud by FHFA Director Bill Pulte are calling for an investigation into what they say is abuse of his office.
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FHFA Signals Deregulation Plans for GSEs, FHLBanks

September 12, 2025
Dennis Hollier
FHFA’s spring regulatory agenda includes plans to scrap nine existing and proposed rules.
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Credit Score Effort Brings Uncertainty, Conflicts

September 12, 2025
Dennis Hollier
According to experts, there are still many impediments to implementing the new VantageScore 4.0 credit score. And some claim the new score is no better than the existing Classic FICO.
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Fannie Reviews Guidelines for Borrower-Initiated ROVs

September 12, 2025
Dennis Hollier
Borrowers have a right to request a reconsideration of value if they feel an error has been made by the appraiser. But it’s not an open-ended process; they can only initiate one ROV for each appraisal report.
Read More

Court Dismisses RMBS Suit Against Former Freddie Execs

September 12, 2025
Dennis Hollier
An Ohio court found that Freddie’s rosy statements in 2007 about its exposure to subprime and Alt A loans weren’t misleading, in part, because there was no universal definition of those terms at the time.
Read More

GSE Roundup

September 12, 2025
Dennis Hollier
Fannie ditches legacy terminology related to appraisals; Freddie prices a $707 million SCRT; PIMCO buys 3,044 RPLs from Fannie.
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Pulte Puts GSEs’ Valuation at $1 Trillion

August 29, 2025
Dennis Hollier
Trump administration hinted a GSE stock sale might resemble its recent Intel deal, potentially seeding a national sovereign wealth fund.
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FHFA Publishes 2025 Stress Test Results of the GSEs

August 29, 2025
Dennis Hollier
Stress tests show that, even under scenarios considerably worse that the 2008 financial crisis, Fannie Mae and Freddie Mac would likely remain profitable and continue to support the mortgage market.
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Rocket-Mr. Cooper Merger Approval Comes With a Rider

August 29, 2025
Dennis Hollier
Regulatory approval of the merged company creates the second-largest GSE seller and by far the largest GSE servicer.
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Consumer Groups Oppose Crypto in GSE Underwriting

August 29, 2025
Dennis Hollier
Critics claim the volatility of cryptocurrency valuations and exposure to fraud would undermine the safety and soundness of Fannie Mae and Freddie Mac.
Read More
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