The impact of the TRID integrated-disclosure rule that took effect on Oct. 3 seems to have had little impact on Fannie Mae and Freddie Mac. For now, the government-sponsored enterprises are focused on whether sellers are using the correct forms, not whether there are mistakes. The GSEs have amended their contractual obligations with their customers to let them know that the customer is responsible for any potential or actual loss as a result of TRID violations. “So they’re basically turning what was a repurchase obligation into an indemnification obligation,” said...

An estimated $1.21 trillion of newly-originated home loans were pooled in mortgage securities last year.

“Mortgage g-fees should only be used as a buffer against mortgage defaults, not as a piggy-bank for increased government spending,” said NAR chief Salomone.

If stocks tank, look for yet another bond market rally.

The GSEs’ retained portfolios are shrinking, but whole-loan investments held by banks and credit unions are not.

Don't like the housing sales figures? Blame Trump and Bernie...

Within the next 30 days, the Federal Housing Finance Agency will put to rest its long-running deliberations over whether Fannie Mae and Freddie Mac will allow principal reductions for certain distressed home mortgages. The Wall Street Journal reported earlier this week that the agency has already made the decision to go ahead with the plan on a limited basis. But in remarks at a public forum in Washington, DC, this week, FHFA Director Mel Watt said the agency is still mulling it over. Watt said...

“Look, it’s March of an election year. And it’s not like he was going to get a lot done," said one observer regarding Stegman's departure.

The average loan amount on GSE condo mortgages in 2015 was $214,431.

Merge Fannie and Freddie into one? Crazier things have been suggested...