Santander Bank joins non-QM MBS issuer ranks; Annaly starts securitizing HELOCs; AFR improves pricing on non-owner-occupied loans; A&D Mortgage launches AUS platform for non-QM loans.

Jumbo originations increased by more than double digits from the third to the fourth quarter of 2024. On an annual basis, the jumbo share of total originations held steady. (Includes data table.)

Loan officers are learning about new financing options to help homebuyers better navigate today’s high interest rate environment.

New non-QM lender opens shop; Angel Oak REIT posts 4Q loss; A&D Mortgage and Imperial Fund look to attract more insurance company investors through a new partnership with Clearwater Analytics.

Although it booked a loss in the fourth-quarter, MFA believes a variety of management changes at its business-purpose affiliate lender will boost originations in 2025.

A friendlier stance towards cryptocurrency companies from the White House could boost crypto-backed mortgages in the coming years.

Leading home equity investment companies have formed a new organization to advocate for appropriate regulations.

The fix-and-flip lender says a diversity of funding options will give it a “wide and nimble” credit box.

Better has record HELOC growth; loanDepot expands equityFREEDOM product portfolio; Angel Oak reduces some requirements for non-QM products.

Increases in non-agency originations contributed to earnings growth at PennyMac in the fourth quarter.