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Home » Topics » Inside Nonconforming Markets » Originations

Originations
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Uncertainty on Conforming Loan Limits for 2025

September 27, 2024
James Dohnert
As in previous years, several large lenders have announced increases to conforming loan limits ahead of the FHFA’s official release. However, this time there’s a risk that some lenders overshot where conforming loan limits will be set in 2025.
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Unison Partners With Carlyle for Equity-Sharing Products

September 27, 2024
James Dohnert
Carlyle agreed to purchase up to $300 million of equity-sharing home loans originated through a new program from Unison.
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Underwriting Drives Non-QM Growth, Tempers Delinquencies

September 27, 2024
James Dohnert
Improvements in non-QM underwriting standards are helping to stabilize loan performance.
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News Briefs

September 27, 2024
James Dohnert
Achilles Mortgage to focus on fix-and-flip lending; EverBank to buy Sterling Bank; CV3 launches loan servicing division; Chain Bridge files for initial public offering.
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HEI Activity Flourishing With Credit Ratings

September 13, 2024
Brandon Ivey
Morningstar DBRS created rating criteria for securitizations of home equity investments in mid-2023. Since then, issuance has blossomed, and the sky’s the limit, according to industry participants.
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Treasury Revises CDFI Certification Application Guidance

September 13, 2024
James Dohnert
In addition to releasing new guidance, the Treasury also pushed back the deadline for submission of new CDFI Fund applications to allow lenders more time to review new guidance requirements.
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Calque Launches ‘Contingency Buster’ Product

September 13, 2024
James Dohnert
The Austin, TX-based company has launched a new buy-before-you-sell product aimed at helping homebuyers better compete in today’s tight housing market.
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HomeLight Expands Buy-Before-You-Sell Offerings

September 13, 2024
James Dohnert
HomeLight rounded up $20 million in funding to help reach new lender partners as it expands its buy-before-you-sell product.
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Study Finds Partial Homeownership Helps First-Time Buyers

September 13, 2024
James Dohnert
Fractional homeownership in Norway shows the potential for partial homeownership programs in the U.S., according to a study published by the Federal Reserve.
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News Briefs

September 13, 2024
James Dohnert
Angel Oak Capital Advisors issues 50th non-agency MBS; locks on mortgages for second homes hit eight-year low; Acra Lending updates guidelines for DSCR program.
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