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Home » Topics » Inside Nonconforming Markets » Originations

Originations
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Jumbo Credit Standards Loosen Amid Home Price Growth

April 12, 2024
James Dohnert
Credit standards for jumbo mortgages loosened in March. The changes came as home prices continue to increase.
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Verus Brings New Investors to Securitization Business

April 12, 2024
James Dohnert
Verus Mortgage Capital has grown its non-agency MBS issuance as more investors show interest in the expanded-credit mortgage market.
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Sachem Capital Sees Shrinking Profits Due to High Rates

April 12, 2024
James Dohnert
Higher interest rates and tighter lending standards led to a decline in income at the business-purpose lender.
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News Briefs

April 12, 2024
James Dohnert
Ocwen to rebrand as Onity; Planet Home Lending adopts new FICO Score 10 T; insurance coverage a growing concern for real estate investors; NQM Funding loosens guidelines; Arch Mortgage Funding expands non-QM acquisitions.
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As Non-QM Delinquencies Rise, Lenders Take Note

March 29, 2024
Paul Muolo
Delinquencies on non-QMs are starting to keep some senior managers up at night. The fear: a wave of buyback requests.
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Ruling May Have Major Impact on BPL Market

March 29, 2024
James Dohnert
A recent victory in court for Sharestates could lead to increased originator protections in the business purpose lending market.
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Nonbanks Turn to Second Liens (and Second Homes)

March 29, 2024
James Dohnert
Nonbank lenders are offering new HELOC options for homeowners who are self-employed or are looking to tap equity in their investor and second-home properties.
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RCN Capital Ditches Hard Credit Pulls

March 29, 2024
James Dohnert
RCN Capital’s new tri-merge soft credit pull allows investors to qualify for a loan without negatively impacting their credit score.
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Flipping Activity Down as Investor ROI Shrinks

March 29, 2024
James Dohnert
A challenging market for fix-and-flip homes has led more investors to seek financing on their projects.
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News Briefs

March 29, 2024
James Dohnert
Calque adds new partner for Buy Before You Sell program; Angel Oak Mortgage REIT loses board member; A&D Mortgage licensed in Vermont.
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Latest Imf News

  • Nonbank Share of Agency Servicing Up Again in 2Q

  • Originations Increase, Mortgage Income Strays at Regional Banks

  • Ginnie Lenient With VA Delinquencies as Well

  • KBRA Joins Morningstar in Rating RTL Securitizations

More Imf News

Featured Data

  • Ginnie Issuance Soars in 2Q; Purchase Mortgages Strong

  • Non-Agency MBS Issuance Declines in Second Quarter

  • MBS/ABS Issuance Rises in 2Q26, But Momentum Stalls

  • Lenders Put an Emphasis on FHA, VA Loans in 2Q

More Featured Data

Featured Reports

  • 2026 Mortgage Market Statistical Annual (PDF)

  • GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

  • Guide to Mortgage Lending to First-Time Homebuyers

  • Mortgage Servicing Rights Report: 1Q26 (PDF)

More Latest Reports

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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