Players in the cryptocurrency-backed mortgage space still see optimism for the future even as the “crypto winter” moves into spring.

After a lull around the end of the first quarter, a number of expanded-credit MBS have hit the market, with more deals planned.

The volatility in interest rates, elevated housing prices and a lag in rental growth numbers are all prompting more investors to lock in loans with debt service coverage ratios below 1.0.

CPFB revises methodology for APOR; Fitch downgrades PacWest’s CRT; LendingOne taps ex-Sprout vice president for TPO business; DBRS adds new due diligence provider to “acceptable” list.

Delinquencies and modifications of non-qualified mortgages increased again in February, continuing a trend that started over the summer.

Rising interest rates are taking a toll on banks but they could also be creating more prospects in the near-term for bridge and fix-and-flip loans.

A new HELOC securitization from Figure Lending received preliminary AAA ratings, a first for the issuer.

Banks are using their substantial balance sheet capacity to fight off challenges from nonbanks, according to analysts at the OCC.

Affluent borrowers seeking jumbo mortgages have high expectations in terms of customer service. Lenders looking to work with such borrowers should establish specialized standards, according to an industry analyst.

The CFPB has established new reporting requirements on loans for small businesses. Investment-property loans already reported under HMDA are exempt from the new standards.