Better has record HELOC growth; loanDepot expands equityFREEDOM product portfolio; Angel Oak reduces some requirements for non-QM products.

Updated guidance has exempted the GSEs from state mortgage licensing requirements but non-agency market participants still need to comply with the rule by April.

Maxex expects increased investor demand and high interest rates to help drive non-agency loan originations in 2025.

Onslow Bay’s non-agency correspondent aggregation and sales originations lifted Annaly’s earnings in the fourth quarter.

Increases in non-agency originations contributed to earnings growth at PennyMac in the fourth quarter.

Residential transition and debt service coverage ratio loan originations increased during December, bucking a seasonal trend.

Borrowers working with the lender can use Bitcoin or Ethereum cryptocurrency as collateral.

Cardinal adds new non-QM products to wholesale channel; Rate launches new BPL offerings; RCN Capital acquires loan origination system technology provider.

The deal is expected to boost A&D’s originations of agency loans. The lender has so far focused on expanded-credit mortgages.

Changing market dynamics and training efforts provided a boost to Rate’s non-qualified mortgage business last year.