Groundfloor Finance took a $2.1 million loss in the first half of 2025. The firm focuses on fix-and-flip lending.

Constructive Capital is posting below average delinquency rates on mortgages for investment properties while offering more lenient underwriting than the industry average.

Better’s new home equity line of credit offering is aimed at self-employed borrowers and small-business owners.

Prices for luxury homes break from overall trend; The Mortgage Calculator launches asset depletion and asset utilization mortgage program; Planet Financial Group appoints Tim Fisher as senior vice president of non-agency lending.

Players in the non-qualified mortgage market are expecting interest rates on non-agency mortgages to slowly fall following the Federal Reserve’s cut to the federal funds rate.

The correspondent channel gained market share from both the retail and broker channels in the first half of 2025. (Includes data table.)

Some lenders announced increases in their conforming loan limits before an official announcement from the Federal Housing Finance Agency for 2026 limits.

Since 2009, Hanover Bank, a small community bank in New York, has had a strong focus on the non-agency market.

Several states are taking a closer look at home equity investment offerings, with some courts finding that they are exploitative.

American Pledge Foundation, a nonprofit, has launched a sustainable homeownership program that establishes a safety-net fund equal to 5% of a home’s value for the first five years of a loan.