It’s been a full three months since the Consumer Financial Protection Bureau’s ability-to-repay final rule and qualified-mortgage definition have been implemented. So far, there have been no significant changes to origination strategies on the part of lenders, according to a Standard & Poor’s survey of rated mortgage lenders. “In terms of projected regulatory impact on recent lending activity, 84 percent of 2013 mortgage production was QM compliant, with the remaining ...

Fannie Mae and Freddie Mac did significantly less business during the first quarter of 2014 along just about every metric you can think of, but the two government-sponsored enterprises saw out-sized declines from their biggest customers. The top five GSE sellers accounted for just 33.3 percent of single-family mortgage deliveries during the first quarter of this year, according to a new Inside Mortgage Trends analysis of ... [Includes two data charts]

The market share for the top five sellers to Fannie Mae and Freddie Mac fell to 33.3 percent in the first quarter of 2014.

While mostly associated with investors, a fair share of current homeowners rely on cash for home purchases as a way to avoid the hassles associated with mortgage closings.

The FHA's mortgage insurance premiums could be set to decline at the end of FY 2015.

The CFPB plans to launch a pilot project as part of its efforts to improve the mortgage closing process.

Some industry analysts suggest that originations of purchase mortgages have been held back by potential borrowers’ debt-to-income ratios, which have increased along with rises in home prices. However, originations of purchase mortgages have increased in the past year as home prices have risen and it’s more than DTI ratios shutting certain borrowers out of the purchase market. Even though interest rates on mortgages remain at relatively low levels, housing affordability has been an increasing concern due to trends in home prices. Borrowers in parts of California, as well as Denver, Miami and Portland, could have difficulty qualifying for a purchase mortgage, according to a recent analysis by Zillow. Based on income, mortgage and home-value data for the fourth quarter of 2013, Zillow found...

The Dodd-Frank Act prompted major changes for mortgage joint ventures, with some firms striking out on their own and others sticking with the smaller market.

The MBA and others want documentation from HUD detailing the recent reduction to FHA loan limits in certain high-cost areas.

Market fundamentals appear to have blunted the expected impact of Homeowner Bill of Rights laws enacted by three states in 2013.