By adding deferred payments to the end of the mortgage, the bank may be double-charging borrowers for the principal payments.

JPM upped its MSR portfolio by roughly $45 billion in 3Q21. Good thing because the asset is rising in value. Will other commercial banks follow suit?

There’s no uniformity in how states are handling workplace requirements for mortgage companies during the pandemic. Industry participants are calling for the ability to work from home to be a permanent option.

An FHFA-OIG report suggests underwriting for the current wave of cash-out refinances is much better than in previous cycles.

No one ever said becoming a public company was easy, but a new public filing related to Better.com’s plans reveals some of the roadblocks that lie ahead. Will investors take note?

The decline in mortgage origination from the first to the second quarter hit nonbanks harder, but the industry still accounted for 70% of production by the top 100 lenders. (Includes two data charts.)

Remember the government’s Paycheck Protection Program? Mortgage bankers took some of the money and then posted record earnings.

In regard to underwriting shortcuts, loanDepot said it did nothing wrong, but the nation’s sixth-largest home lender’s counterparties may need some reassurances. One observer called a lawsuit filed against the company a legal “nightmare.”

Most top home-equity lenders reported increased production levels in the second quarter. But retained portfolios of HELOCs and closed-end seconds continued to shrink. (Includes three data charts.)

Freddie finds trends of bias in appraisal practices; Freedom Mortgage and Mr. Cooper will allow employees to work from home long term.