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Home » Topics » Inside Mortgage Finance » Originations

Originations
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No FHA Premium Cut in the Works (Right Now) but Maybe Later?

October 21, 2015
Paul Muolo
The fear for MI firms, and the analysts who cover them, is that another cut in the MIP would eat into policies that might be written by the private mortgage insurance sector.
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CFPB Director Cordray Slams Technology Vendors Over TRID, Hints of a Vendor Overview

October 21, 2015
Thomas Ressler
Some observers believe the CFPB is questioning whether certain LOS vendors are qualified to serve the industry, fearing a potential crackdown on such companies.
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As the Seasons Change, Investors, Distressed Properties Gain Market Share

October 21, 2015
Brandon Ivey
Investors that buy homes accounted for 15.2 percent of purchasers in September, based on a three-month moving average.
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Short Takes: What Goes Down, Must Go Up (Applications) / Volatility is Here to Stay, for Now / Which Tech Firms was Cordray Referring to? / StoneHill Continues to Hire / Divide and Conquer the Mortgage Industry?

October 21, 2015
Paul Muolo
Due diligence vendor The StoneHill Group is in a hiring mode...
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After loanDepot, Who’s Next in the IPO Queue? Anyone?

October 20, 2015
Paul Muolo
Yet, here’s loanDepot, a firm launched just five years ago by industry veteran Anthony Hsieh, filing its S-1 statement with the Securities and Exchange Commission…
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Mortgage Complaints Fall Except at the Application Level; Ocwen the Complaint ‘King’

October 20, 2015
Thomas Ressler
Consumer belly-aching about mortgage servicing is down, too, but not quite as much: 12.0 percent quarter-over-quarter and 2.5 percent year-over-year.
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MBA’s Latest Forecast Calls for $1.32 Trillion of Originations in 2016

October 20, 2015
Paul Muolo
The reason for the forecast hike? Answer: a strong job market and more supply coming on the market.
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Will the FHA’s MMIF Pull Off a (Positive) November ‘Surprise’?

October 20, 2015
George Brooks
In all likelihood, the FHA could be looking at more than $200 billion in total originations this year, Brian Chappelle predicted.
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Short Takes: MBA Chief Advocates for a Future that Includes Fannie and Freddie / One GSE ‘Sin’ Revealed / A ‘Brain Drain’ at Fannie? / Coming Soon: Conforming Limits from the FHFA / Arch Rolls Out Risk-Based Pricing

October 20, 2015
Carisa Chappell and Paul Muolo
One of Fannie’s and Freddie’s reputed “sins” was donating large sums of money to politicians who, in turn, ran interference for them on Capitol Hill...
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FHLB Advances Help REIT Redwood Trust with Jumbos

October 20, 2015
Brandon Ivey
At mid-year 2015, Redwood’s subsidiary had $882 million of outstanding FHLB advances with a weighted average interest rate of 0.23 percent and a weighted average maturity of six years.
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