Fannie Mae, Freddie Mac and Ginnie Mae issued $107.19 billion of single-family MBS last month, a 5.6 percent decline from September’s volume.

A helpful piece of advice: MSA participants should avoid entering into agreements that provide for exclusivity, such as being named a preferred lender.

So, where did all the talk of a possible sale or spin-off come from? Answer: from activist investor Carl Icahn.

System upgrades, increased staffing and other costs also are driving industry anxiety, Wolters found.

Now that rates are rising, one might expect Freddie to have a blow-out quarter in 4Q. Will Rep. Garrett issue a statement in February congratulating the GSE on a great job?

Most publicly-traded companies reported declining net earnings from their mortgage banking operations during the third quarter of 2015, according to a new Inside Mortgage Trends analysis. A diverse group of 34 major mortgage lenders that includes most of the top lenders and servicers posted a combined $3.56 billion in income from their mortgage banking activity during the third quarter. That was down 25.8 percent from the second quarter of 2015. The declining profitability was...[Includes one data table]

Vendors that have been supplying the mortgage lending community with the technology necessary to implement the Consumer Financial Protection Bureau’s integrated disclosure rule are suddenly under regulatory scrutiny over the struggles some lenders have had in being fully compliant with the new regulation. The so-called TRID rule took effect Oct. 3, 2015. A dark cloud began...

Mortgage lenders made it tougher for borrowers to obtain mortgage credit in the second quarter of 2015 compared to the first three months of the year. The mortgage credit availability index overall fell slightly in the second quarter to 5.3, down from 5.5 in the prior quarter, although that level still remains above the low of 4.6 in the third quarter of 2013, according to the Urban Institute’s Housing Finance Policy Center (HFPC). The HFPC uses...

Nobody likes getting a mortgage, but interactive technology – if implemented correctly – can make the process significantly more transparent and less stressful, industry experts say. There is an opportunity in technology to make the system more transparent and help educate the next generation of homeowners, as well as minority groups, said Robert Greenbaum, director of communications and marketing at Fannie Mae, during a panel session at the annual convention of the Mortgage Bankers Association. “They aspire...

The only way the baseline conforming loan limit would be raised for 2016 is if the HPI jumps nearly 10 points...