Ginnie Mae production topped Freddie Mac’s issuance in 2014 and was comfortably ahead after the first 11 months of this year.

None of the executives interviewed by Inside Mortgage Trends could put hard numbers on how many executives have been sticking around the industry past 70 years of age, but none had a doubt that there were still plenty to be counted.

Industry analysts didn’t have TRID to blame for the decline in home sales last year. Instead, NAR's Lawrence Yun said the decline was part of a seasonal trend.

A 'Santa Claus' mortgage application rally?

In an interview with IMFnews, John Hsu talked about Angel Oak’s $150 million subprime deal, noting that there is a “huge amount of support for this.”

Sean Becketti, Freddie’s chief economist, said, “It's too soon to tell whether marketplace lending is the next Uber or just another flash in the pan…”

The final rule from the FHFA also simplifies the standard for issuing suspension orders...

The word from the American Bankers Association is this: LOS vendors are still very busy with basic compliance and basic form-population issues…

“It is likely that Fannie Mae could have survived the financial crisis without the intervention of the Treasury,” the authors argue.

However, the new PHH filing does not contain the names of any underwriters, dealers or agents.