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Home » Topics » Inside Mortgage Finance » Originations

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Survey of Real Estate Agents Will Provide Details on the Changing Nature of Lender Referrals

January 19, 2016
Brandon Ivey
Where Realtors were once the first source of information for homebuyers, increasingly independent mortgage lenders are attempting to provide leads on homes for sale and more...
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Mortgage Production Just About Flat at BofA in 4Q15; Residential Profits Down 35 Percent

January 19, 2016
Paul Muolo
The mega banked earned $133 million from home lending and servicing in the fourth quarter, a 35 percent decline from 3Q15.
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Clobbered in 2015, Have Mortgage Stocks Finally Reached a ‘Bottom’?

January 19, 2016
Paul Muolo
For investors in mortgage stocks, the question becomes: Well, how much will these beaten-down eight come back?
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AmeriHome the Fastest- Growing Ginnie Issuer at 982 Percent

January 19, 2016
George Brooks
A huge factor in the record-setting year was the 115.5 percent surge in refinance loans securitized in Ginnie MBS.
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Short Takes: KBW Shifts Coverage of mREITs / Oil Rout Could Lead to Mortgage Delinquencies? / A Rumor of Layoffs at One Shop / AmeriHome Hiring

January 19, 2016
Paul Muolo
Should mortgage servicers begin to worry about residential delinquencies in such oil producing states as North Dakota, Oklahoma and Texas?
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A Milestone: Non-Agency MBS Issuance Neared a Post-Crash High in 2015

January 15, 2016
John Bancroft
Prime jumbo MBS issuance rebounded from a soft 2014 with $12.08 billion in issuance, a 25.4 percent gain.
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Goldman Inks a $5.06 Billion Settlement with DOJ’s RMBS Working Group

January 15, 2016
Paul Muolo
Goldman actually entered the subprime MBS and financing game a bit late compared to some of its peers. At one point it even owned a small subprime lender.
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Originations at Wells Fargo Down a Modest 14.5 Percent in 4Q

January 15, 2016
Paul Muolo
Wells' lending performance stands in contrast to its closest JPMorgan Chase, which reported a 23.3 percent sequential decline in mortgage production for the period.
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Are Due Diligence Firms Leading Secondary Market Investors to Reject Loans Due to Minor TRID Errors?

January 15, 2016
By now the word is out: Certain unnamed secondary market investors are turning away mortgages because of compliance errors, expressing the opinion they do not want to be on the “liability hook” for any origination errors under the new integrated disclosure rule known as TRID. The Mortgage Bankers Association recently singled out a jumbo investor that’s been rejecting 100 percent of the loans offered by originators. The trade group declined to identify the investor, but other ...
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Lenders Using ‘Big Data’ for Originations Could Face Regulatory Scrutiny

January 15, 2016
Carisa Chappell
Angela Klein, an attorney with the law firm Morrison & Foerster, said her firm has been talking to mortgage lenders that use big data about the risk and how little guidance there is about it.
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