One mortgage insurance lobbyist added: “Fannie and Freddie really don’t want to cut fees. It would hurt their earnings. It’s hard to imagine them doing anything right now that would reduce revenues.”

With the presidential election underway, many Americans are beginning to analyze and critique the candidate’s various policies – including their views on housing and finance.

Another week, and another gain in new mortgage applications...

In 2015, Alterra Home Loans had a growth rate of 100 percent. The firm also has a small servicing portfolio but uses a subservicer to do the processing.

The authors advocate for competition in the secondary market…

Should the industry be concerned if the borrower finds out about LLPAs?

One other finding from Black Knight: roughly $75 billion in home equity has been extracted from residences over the past 12 months…

The president and CEO of the Credit Union National Association countered that the current limitations on QMs may disqualify creditworthy members from obtaining a mortgage.

Although commercial banks are making money hand-over-first these days, that doesn’t mean national bank regulators shouldn’t worry.

To date, SoFi has talked little about its mortgage business…