Mortgage lenders reported originating $2.01 trillion in home-purchase and refinance mortgages during 2012, a 43.7 percent increase from the prior year, according to a new Inside Mortgage Finance analysis of Home Mortgage Disclosure Act data released this week. Because HMDA data typically capture a relatively small share of home-equity originations and some small lenders don’t report at all, the total originations number for last year was somewhat higher. Interestingly, the origination volume grew...[Includes one data chart]

Analysts are now suggesting that higher interest rates along with rising home prices will constrain housing affordability.

If FHFA lowers the Fannie Mae/Freddie Mac loan limit, will that business shift over to the FHA?

Charges paid by the seller for certain items are included in points and fees, such as a title insurance fee paid to an affiliate of a creditor.

Brokers and others who do business with Nationstar Mortgage said they’ve been hearing stories about two-week delays on funds being delivered. Meanwhile, FHA has run out of multifamily money.

It appears that Integrated Financial Group of Pennsylvania is the latest victim of the mortgage downturn.

First, National MI files to go public, now Essent. One might assume the mortgage insurance industry is red hot.

Fannie Mae and Freddie Mac will not earn a ton of money forever. Or will they?

Mortgage buybacks can vary significantly among seller/servicers because it’s driven by business and legal processes rather than current market dynamics.

Certain provisions of the loan originator compensation rule – such as those having to do with record retention, anti-steering and compliance and procedures – kick in January of 2014.