Skip to content
Sign In
Create Account
Sign Out
My Account
Cart
Inside Mortgage Finance
MBS & ABS
The GSEs
The CFPB
Mortgage Trends
FHA/VA Lending
Nonconforming Markets
Data
Subscribe to Data
Home
» DSCR Lending With Below 1.0 Ratios Increasing
Looking to read the full article? Register for free access to IMFnews content today!
DSCR Lending With Below 1.0 Ratios Increasing
June 16, 2023
James Dohnert
The share of no- or sub-ratio loans in the DSCR space rose to 43.7% in the first quarter of 2023, according to DBRS. A ratio of less than 1.0 indicates monthly rent doesn’t fully cover loan payments.
News
Inside Nonconforming Markets
Originations
Non-QM
Purchase this article for $55.00
Subscribe To The Newsletter
Latest Imf News
Banks Post 4Q Dips in Mortgage Income
Class Action Filed Against UWM Over Robocalls
CMBS Maturities Closer Than They Appear
Trump Admin's Housing Market Contradictions
More Imf News
Featured Data
Agency MSR Transfers Pick Up in Fourth Quarter of 2025
Record Year for CLO, But Issuance Slowed in 4Q25
Originations Increase in Fourth Quarter With Refi Push
Ginnie Refi Issuance in 4Q Surges Closer to Pandemic Levels
More Featured Data
Featured Reports
IMF Mortgage Directory: Full interactive database
Agency Seller-Issuer Profile: 3Q25 (PDF)
IMF HMDA Dashboard: 2024
Top Mortgage Players: 3Q25 (PDF)
More Latest Reports
Featured Poll
As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?
We’re already in on the action!
No, it’s out of our wheelhouse.
Yes, it’s a great opportunity.
View Results