The latest speculation inside the Washington, DC, beltway related to the departure of CFPB Director Richard Cordray is that he may resign sometime during the fourth quarter in order to run for governor of Ohio. But whether he leaves in the fourth quarter of 2017, or the first quarter of 2018, or he waits until his term expires in July of next year, one thing is certain: he will nevertheless be gone in just over a year’s time. That means President Trump will name his replacement. But who will that be? Will Trump tap avowed CFPB-killer House Financial Services Committee Chairman Jeb Hensarling, R-TX? Or perhaps Spencer Bachus, R-AL, the former head of the HFSC? What about Sen. Mike Crapo ...