At a time when the Bush administration has been trying to restore the FHA’s diminished stature in the marketplace, the government this week slammed a major lender with a record $41 million settlement that could chill industry enthusiasm for the program. ABN AMRO, which has a relatively modest presence in the FHA market, will pay the government $16.85 million in cash and waive an estimated $24.35 million in insurance claims for 738 defaulted FHA…