Mortgage delinquency rates moved higher in the third quarter of 2005 as rising interest rates and energy costs – coupled with severe economic disruption in Gulf Coast states – posed loan payment challenges for more borrowers. The Inside Mortgage Finance Large Servicer Delinquency Index rose 14 basis points from the second quarter of 2005, when it was 3.11 percent, to the third quarter. In addition to a 5 bps increase in the least severe category… [One data table included]