In our recent article "Agencies Coast as Loans with Missing Race Data Increase," it was incorrectly reported that lenders must request race information under HMDA when taking a mortgage application over the phone. Under current law lenders are required to seek race data on those applications received by mail, fax, or on the Internet, but not those taken over the phone. We thank Elias Rizkallah, senior compliance officer with Chevy Chase Bank, for pointing out