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Volume 21 - Number 3

February 9, 2010

Federal Roundup

Action Against Lenders. The Department of Housing and Urban Development’s Mortgagee Review Board took action against four lenders... FACTA Risk-Based Pricing Rule. The Fed and the FTC have issued joint final rules implementing the risk-based pricing... Improper Record Disposal. A mortgage broker who discarded consumers’ personal financial records in a public dumpster...

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The Consumer Financial Protection Bureau is completing its first six months of operation. Based on the agency’s regulatory pronouncements and announcements to date, how do you think the agency is doing?

It’s doing a good job of balancing consumer protections with regulating the mortgage industry.
It’s too early to tell what kind of job the CFPB is doing.
It’s not needed and should be closed down.

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