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Volume 20 - Number 13

June 22, 2009

Federal Roundup

FRB/OCC/OTS/FDIC/NCUA/FTC: FAQ on ID Theft rules. Federal financial institutions regulators and the Federal Trade Commission recently issued “Frequently Asked Questions” guidelines... Department of Housing and Urban Development: Mortgagee Review Board Actions. The MRB has suspended three FHA lenders for various violations of FHA rules. Golden First Mortgage, Great Country Mortgage Bankers...

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The Consumer Financial Protection Bureau is completing its first six months of operation. Based on the agency’s regulatory pronouncements and announcements to date, how do you think the agency is doing?

It’s doing a good job of balancing consumer protections with regulating the mortgage industry.
It’s too early to tell what kind of job the CFPB is doing.
It’s not needed and should be closed down.

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