Volume 14 - Number 5
March 12, 2010
Traditional Underwriting Beats Skin in the Game
A new industry-sponsored study extols the superiority and effectiveness of good old-fashioned traditional underwriting over proposed “skin in the game” risk-retention proposals that are being considered by Congress and banking regulators. The study found that applying a handful of common-sense underwriting standards improves loan performance substantially. The study was done by Vertical...
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