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Volume 14 - Number 24

November 26, 2014

Calls to End GSE Conservatorships Mount From Different Sources

The Obama administration noted this week that it is less than keen on the idea of taking up an outgoing Democrat senatorís call to end the six-plus year conservatorships of Fannie Mae and Freddie Mac. Last week, Senate Banking, Housing and Urban Affairs Committee Chairman Tim Johnson, D-SD, suggested the GSEsí conservatorship be ended if legislative reform is not forthcoming.

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

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