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Volume 10 - Number 22

October 28, 2011

Downloads Available: GSE Business Profile of Top Mortgage Sellers in 3Q11


GSE Business Profile of Top Mortgage Sellers in 3Q11

GSE Business Profile of Top Mortgage Sellers in 3Q11

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Poll

Are current mortgage underwriting standards too tough?

Yes, they don’t reflect current market conditions and need to be adjusted to allow borrowers with below 700 FICO scores and smaller downpayments to qualify for mortgages.
Yes, and something needs to be done to significantly reduce repurchase or buyback risk so that lenders don’t apply even tougher underwriting overlays.
No, the standards are appropriate given current risks and the major default problems the mortgage market has experienced over the past several years.

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