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Inside FHA/VA Lending

February 27, 2026

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FHA, VA Refi Endorsements Soar in Fourth Quarter

VA refinance activity more than doubled in the fourth quarter and FHA refi volume was up 55%. United Wholesale Mortgage was the top lender in both government loan programs. (Includes three data tables.) Read More

Government Program Leaders Discuss Future Initiatives

Heads of government mortgage programs discussed current and future initiatives last week at the Mortgage Bankers Association’s servicing summit. Read More

Flaws Seen in FHA Sales of Foreclosure Properties

Enhancing exclusive listing periods of foreclosed properties for owner-occupants might have had an effect on increasing the supply of affordable homes for homebuyers despite caveats, according to the Department of Housing and Urban Development’s Office of Inspector General. Read More

Veterans United Sued Over Illegal Predatory Practices

A class-action lawsuit filed against Veterans United alleges that the lender collected fees from external agents in exchange for leads, and misrepresented itself as an affiliate of the VA. Read More

HUD OIG Warns of Fraud Risks at FHA

The Department of Housing and Urban Development’s Office of the Inspector General identified 64 potential fraud schemes FHA hadn’t accounted for in its single-family risk inventory. Read More

FHA, VA Loans Helping Stretched Borrowers

Loans backed by FHA and the Department of Veterans Affairs have captured a larger share of the market in recent years, but the affordability crisis could hit government-insured borrowers harder. Read More

HUD Staff Levels Slip in Third Quarter

Staffing levels at the Department of Housing and Urban Development fell in the third quarter last year, according to a report from the Government Accountability Office. Read More

Around the Industry

HUD, USDA rescind COVID eviction policies; USDA business delinquencies rise; FHA Neighborhood Watch errors; Ginnie revises termination grounds. Read More

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