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Volume 3 - Number 5

March 5, 2010

FHA Delinquency Still Raising Eyebrows

While the FHA delinquency rates are at record highs, government data on the cure rates of those delinquent loans show that the problem may not be as pressing as some observers think. As the Department of Housing and Urban Development tries to shore up the program, an increasing share of FHA mortgages are delinquent each month, causing continuing worry about the program’s financial health...

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Poll

The Consumer Financial Protection Bureau is completing its first six months of operation. Based on the agency’s regulatory pronouncements and announcements to date, how do you think the agency is doing?

It’s doing a good job of balancing consumer protections with regulating the mortgage industry.
It’s too early to tell what kind of job the CFPB is doing.
It’s not needed and should be closed down.

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