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Volume 2010 - Number 3

February 5, 2010

OCC Prefers Underwriting Rules to Risk Retention

Comptroller of the Currency John Dugan this week urged the Obama administration to prescribe minimum underwriting standards for mortgages in lieu of mandated risk-retention for issuers of mortgage-backed securities. Dugan detailed his plan at the American Securitization Forum’s annual conference. “While lax underwriting is plainly a fundamental problem that needs to be addressed...

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