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Home » Authors » Shannon Clark

Articles by Shannon Clark

Robust Servicing Practices Protect ABS Amid Risk

February 19, 2026
Shannon Clark
Moody’s advised consumer ABS issuers to implement backup servicers and strong custodial arrangements to mitigate risks.
Read More

Industry Backs HUD’s Plan to End Discriminatory Effects Rule

February 19, 2026
Shannon Clark
Mortgage industry generally supports the proposal’s efforts to withdraw HUD’s discriminatory effects regulations.
Read More

SFA Seeks Clarity on Car Loan Interest Deduction

February 12, 2026
Shannon Clark
SFA asked the IRS to provide additional information on how the new car loan interest deduction rule and reporting requirements apply to auto loan securitizations.
Read More

Loan-on-Loan Deals Rising for Commercial Properties

February 12, 2026
Shannon Clark
Loan-on-loan facilities for commercial properties offer lenders more flexibility, financing of larger loans and can be tailored to a specific agreement.
Read More

House Committee Torn on Next Move for Affordable Housing

February 12, 2026
Shannon Clark
Rep. Maxine Waters, D-CA, applauded the House’s effort to pass the Housing for the 21st Century Act, but said one bill isn’t enough to fix the housing affordability crisis.
Read More

Rocket Sues Mortgage Broker for Hiding Borrowers’ Debts

February 12, 2026
Shannon Clark
The lender accused Sharp Loan of concealing borrowers’ debts on three loan applications. Rocket claims undisclosed loans were facilitated by Sharp with United Wholesale Mortgage.
Read More

House Committee Split on Next Affordable Housing Efforts

February 11, 2026
Shannon Clark
Ranking Member Maxine Waters, D-CA, praised the House's bipartisan effort to pass the Housing for the 21st Century Act, but said one bill isn't enough to fix the housing affordability crisis.
Read More

CFPB Revises Complaint Process for Credit Report Issues

February 10, 2026
Shannon Clark
The updated process requires that consumers first dispute the information directly with the credit or consumer reporting agency.
Read More

Credit Card Complaints to CFPB Drop in 4Q

February 9, 2026
Shannon Clark
While several complaint categories saw increases during the fourth quarter, consumer issues tied to student loans and credit cards declined. (Includes two data tables.)
Read More

CFPB Likely to Shift Completely to Virtual Exams

February 9, 2026
Shannon Clark
The bureau, according to media reports, will conduct all supervisory examinations virtually in 2026.
Read More
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