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Home » Topics » IMFnews » Government-Insured Lending

Government-Insured Lending
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MBA Sees Downsides in Potential Disclosure Revision for VA Loans

January 6, 2026
Emmeline Willey
Measures contained in bipartisan housing packages in both the Senate and House would attach a disclosure to the military service question on the uniform residential loan application to raise awareness of VA loans.
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Assumable, Portable Mortgages Unlikely to Significantly Boost Affordability

December 30, 2025
Dennis Hollier
Urban Institute researchers said in a recent report that only strategies that catalyze new construction can truly address the housing affordability problem.
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Former Freddie CEO Raises Concerns on Changes to CRT Program

December 22, 2025
Dennis Hollier
Former Freddie Mac CEO Don Layton said changes to the CRT program in recent years have led to the GSEs carrying more credit risk.
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Ginnie Share of Mortgage Servicing Reaches 18.3% in 3Q

December 19, 2025
Brandon Ivey
The GSE share of servicing outstanding fell from 46.4% at the end of June to 46.1% at the end of September.
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Ginnie to Align Liquidation Reporting With GSE Standards

December 19, 2025
Emmeline Willey
The Mortgage Bankers Association said its members see value in switching to short-term liquidation reporting.
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Short Takes: Senate Confirms FHA, Ginnie Leaders / Mortgage Payments Declining / Property Insurance Trends

December 19, 2025
Brandon Ivey
The Senate on Thursday confirmed Frank Cassidy as FHA commissioner and Joe Gormley as president of Ginnie Mae.
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Refis Lead to Increase in Ginnie MBS Issuance in November

December 18, 2025
Emmeline Willey
While purchase-mortgage issuance fell 8.4% to hit the lowest monthly volume since March, refinance activity spiked 44.0% in November.
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Agency Jumbo Volume Holds Steady in Third Quarter

December 12, 2025
Brandon Ivey
High-balance loans accounted for 4.4% of total agency MBS issuance in the third quarter.
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Housing Bill With Bipartisan Support Introduced in House

December 12, 2025
Brandon Ivey
The Housing for the 21st Century Act includes a number of provisions that overlap with the ROAD to Housing Act in the Senate.
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Short Takes: Foreclosures Slow in November / Equifax Offering Income, Employment Verification Earlier / Democrats in Congress Want to Hear From Vought / Another Bite at the Apple for HECM Comments

December 10, 2025
Brandon Ivey
Foreclosure filings declined by 3% on a monthly basis in November.
Read More
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