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Inside the CFPB
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Fed Examiners Warn Lenders About Flood Insurance Violations

December 8, 2025
Shannon Clark
Federal Reserve examiners have identified several compliance violations related to flood insurance coverage and notices, force placement and loan modifications.
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Debt Collection Issues Tied to Attempts to Collect Debt Not Owed

December 8, 2025
Shannon Clark
The CFPB’s annual Fair Debt Collection Practices Act report showed that consumers’ debt collection issues were largely tied to attempts to collect debt that consumers didn’t owe.
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Other News in Brief

December 8, 2025
Shannon Clark
ABA asks the CFPB to retract documents that target credit card rewards; former CFPB Director Rohit Chopra working with Democratic state AG group; Waters pushes House committee to hear from CFPB director.
Read More

CFPB Set to Run Out of Funds by Early 2026

November 24, 2025
Shannon Clark
In recent court filings, the CFPB cited a memo from the Department of Justice that said the Federal Reserve currently lacks “combined earnings” from which the bureau can draw.
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White House Taps Levenbach for CFPB Director Position

November 24, 2025
Shannon Clark
The nomination of Stuart Levenbach is just a tactic to extend CFPB Acting Director Russell Vought’s tenure at the agency, according to a bureau spokesperson.
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CFPB Proposes Widespread ECOA Changes

November 24, 2025
Shannon Clark
The proposed changes would eliminate the use of disparate impact under the Equal Credit Opportunity Act and restrict conditions for creditors to offer special purpose credit programs.
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Bureau Seeks to Narrow Section 1071 Rollout

November 24, 2025
Shannon Clark
The new Section 1071 proposal would raise the covered loan origination threshold and exclude certain loans from coverage.
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Zillow Sued for ‘Steering’ Borrowers to its Lending Business

November 24, 2025
Shannon Clark
The online real estate marketplace is accused of providing incentives to affiliated real estate agents to “steer” homebuyers toward mortgages from Zillow Home Loans.
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Lenders Hit With Consent Orders From States

November 24, 2025
Shannon Clark
California and Washington issued separate consent orders involving alleged violations of mortgage and consumer protection laws.
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Mortgage Complaints Bring Industry Increased Challenges

November 24, 2025
Shannon Clark
Financial entities dealing with mortgage complaints often must deal with higher risks and challenges due to the breadth of the mortgage industry, according to an industry compliance expert.
Read More
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