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April 15, 2026

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Ginnie Issuance Declines in First Quarter, Refis Steady

The refi share of Ginnie issuance increased to 43.9% in the first quarter of 2026, the highest since the second quarter of 2021. Read More

Housing Shortage Less Acute With Changes in Economy

Mortgage Bankers Association Chief Economist Mike Fratantoni said that amid deteriorating immigration and fertility rates, and a flood of new construction in single- and multifamily sectors, it’s become harder to back up claims of a major housing shortage. Read More

HUD Official Clashes With Fair Housing Advocates

Craig Trainor, assistant secretary for Fair Housing and Equal Opportunity at HUD, warned fair housing advocates that if they aren't compliant with the law, he would bring an "investigative storm" against them. Read More

Applications for Purchase Mortgages Trailing 2025 Level

“Purchase activity remained subdued as potential homebuyers remained hesitant given the current economic uncertainty,” said Joel Kan, a vice president and deputy chief economist at the MBA. Read More

Short Takes: Lending Up on Annual Basis at BofA / Strong Start Until Iran War / Egan-Jones Hires Structured Finance Lead

BofA's originations of first mortgages increased by 42.7% on an annual basis in the first quarter of 2026. Read More

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