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Inside the CFPB

October 5, 2026

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Legal Defeats to CFPB Funding Argument Pile Up

An Oregon district court judge last month held that the combined earnings of the Federal Reserve refers to the central bank’s revenue before expenses are subtracted. Read More

Several AI Frameworks Available for Mortgage Industry

MISMO’s mortgage-specific AI framework isn’t the only option the mortgage industry can use for governance. Read More

Court Rules Against EPM in Underwriter Overtime Lawsuit

The complaint, brought by a former underwriter, accuses Equity Prime Mortgage of misclassifying underwriters as exempt from overtime under the Fair Labor Standards Act. Read More

GAO Finds CFPB’s DOGE Compliance Controls Unclear

The GAO assessed the extent to which the CFPB implemented controls to ensure that employees of the now-defunct DOGE initiative would adhere to the bureau’s IT security rules. Read More

State AGs Issue Antidiscrimination Guidance

The guidance reaffirms that civil rights laws allow state attorneys general to fight intentional and disparate-impact discrimination, despite actions taken by the Trump administration and federal agencies. Read More

Examiner Sues CFPB Over Race Discrimination

The bureau is accused of assigning materially less favorable, more complex, and travel-intensive work to Black examiners. Read More

New Mortgage Fraud Schemes Emerging

Seller impersonation and synthetic identity are increasing, according to industry experts. Read More

District Court Continues Chopra-Era CFPB Lawsuit

StratFS, a debt-relief company at the center of the complaint, allegedly operated a scheme that collected $84 million in illegal fees. Read More

Other News in Brief

CSBS launches advisory council; District court rejects CashCall’s arguments to overturn $134 million in restitution owed to the CFPB. Read More

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