The CFPB, under its authority to administer the Equal Credit Opportunity Act and Regulation B, has bestowed its official approval upon the revised and redesigned Uniform Residential Loan Application, the standardized form used by borrowers to apply for a mortgage loan, issued earlier this year by Fannie Mae and Freddie Mac. The issuance of the 2016 URLA was part of the effort by the two government-sponsored enterprises to update the corresponding Uniform Loan Application Dataset (ULAD). Staff of the CFPB has reviewed the 2016 URLA as per a request by the two GSEs and the Federal Housing Finance Agency, their regulator and conservator, for official approval under ECOA and Regulation B. Regulation B Section 1002.5(b) provides rules concerning requests for ...