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Volume 25 - Number 4

February 17, 2014

Debt Limit Maneuvers Force House GOP to Regroup on Bureau Bills

House Republicans had planned on voting on a package of CFPB-related legislation last week, but were forced to regroup after deliberations related to the federal government’s debt limit took center stage. An aide to Republicans on the House Financial Services Committee told Inside the CFPB that the GOP leadership plans to push another vote by the end of the month. It looks like the dominant legislative vehicle will be H.R. 3193, the Consumer Financial Freedom and Washington Accountability Act, legislation which reflects the texts of several...

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HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

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