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Volume 25 - Number 26

December 22, 2014

College Credit Card Deals Fall as Banks Move Toward Debit, Prepaid

The CFPB’s annual report on college credit card agreements, released last week, found a nearly 70 percent decline in the number of agreements since Congress passed new disclosure requirements in 2009. According to the bureau, this indicates that marketing partnerships between colleges and financial institutions are moving away from credit cards towards other products such as debit and prepaid cards, which generally have fewer “sunshine” protections. …

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After the November elections, how long will it take for a new Congress and White House to pass GSE reform legislation?

I’m confident a bill will be passed the first year.


2 to 3 years. GSE reform is complicated.


Sadly it won’t happen in a Clinton or Trump first term.


Not in my lifetime.


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