| Inside Mortgage Finance

Nonbank Earnings Slip in 4Q25, Fail to Match 2024

Most nonbanks reported bigger gains in lending volume in the fourth quarter of 2025 than in production income. MSR valuations continued to drive servicing income lower. (Includes data table.) Read More

Newrez Margins, Originations Increase in Fourth Quarter

The lender’s gain-on-sale margin increased from 1.14% in the third quarter to 1.50% in the fourth quarter, with a rise in originations to boot. Leaders at the company cautioned that some lenders are gaining market share at the expense of earnings. Read More

Servicers Raise Concerns Over Rising Insurance Costs, Taxes

Servicers are concerned that unanticipated payment shocks tied to insurance and taxes may lead to an increase in delinquencies. Read More

Mortgage Repurchases by Banks Decline in 4Q

Repurchase and indemnification activity at banks and thrifts declined by 10.9% from the third to the fourth quarter of 2025. Though for the full year, repurchases increased by 4.8% compared with 2024. (Includes data table.) Read More

Climate Change Driving Homeowner Migration

Homeowners are moving away from areas with natural disaster risk due to rising property insurance costs. Read More

Homeowners Increasingly Turning to BNPL Products

Many homeowners are leaning on buy now, pay later products to manage their cash flows, according to a new report from JPMorgan Chase. Read More

RE/MAX Adjusts Mortgage Unit Amid Tough Market

The real estate brokerage adjusted the fee model for its Motto Mortgage business and cut off a number of partners. Read More

Grapevine: FASB Considering Accounting Change; NAIC Capital Proposal

FASB looking at held-to-maturity hedging; NAIC proposes looser risk-based capital standard for mortgages held by life insurance companies; Better turns to new source of financing; Oregon bank to stop offering mortgages. Read More

Inside Mortgage Trends

March 6, 2026

View Archived Issues

Nonbank Earnings Slip in 4Q25, Fail to Match 2024

Newrez Margins, Originations Increase in Fourth Quarter

Servicers Raise Concerns Over Rising Insurance Costs, Taxes

Mortgage Repurchases by Banks Decline in 4Q

Climate Change Driving Homeowner Migration

Homeowners Increasingly Turning to BNPL Products

RE/MAX Adjusts Mortgage Unit Amid Tough Market

Grapevine: FASB Considering Accounting Change; NAIC Capital Proposal

Latest Imf News

Retail Channel Regains Some Share of Originations in 2025

ARMs From Nonbanks Head Into MBS From Redwood

Non-Agency MBS Issuers Expect Benefits From Disclosure Shift

FHA Faulted on Now-Rescinded Foreclosure Sale Program

Featured Data

Bank Servicing Declines in 4Q, MSR Fair Values Up

Mortgage-Banking Earnings at Banks Level Off in 4Q

Fannie Mae, Freddie Mac Profits Decline in 2025

Home Equity Loan Securitization Growth Levels Off

Featured Reports

Top Mortgage Players: 3Q25 (PDF)

Lender Profiles 3Q25: Top 25 (PDF subscription)

Mortgage Profitability Report 3Q25 (PDF)

Agency Channel Analysis: 4Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

March 6, 2026

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?