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Retail Share Rising in Conventional-Conforming

The retail channel accounted for 44.2% of conventional-conforming originations in the second quarter among a large group of survey participants, up from a 41.4% share in the first quarter and a share of 38.9% in the second quarter of 2025. (Includes two data tables.) Read More

Lenders Flocking to Partner With Real Estate Brokerages

loanDepot recently partnered with real estate brokerage HomeSmart, adding to the growing list of lenders trying to more closely connect home purchasing with home financing. Read More

Mortgage Lenders Relatively Slow With AI Adoption

A study by the Mortgage Bankers Association found that lenders aren’t adopting AI as quickly as other financial services companies. Read More

Lenders Face Risks as AI Availability Expands

While AI is offering the mortgage industry many benefits, industry experts caution that it’s also posing new risks, including falsified documents, inaccurate credit decisions and potential disruptions to servicing records. Read More

Borrowers Want Digital Closings Despite Lender Apprehension

Some 82% of recent homebuyers said they would be swayed to work with a lender that offered the opportunity to close virtually, according to a report by ServiceLink. Read More

Fed Governor Lauds Public-Private Affordability Work

Public-private partnerships are necessary to improve housing affordability, according to Fed Governor Michael Barr. Read More

Note-on-Note Financing for Construction Loans Gains Traction

The financing structure for apartment developments offers banks favorable capital treatment and strong returns. Read More

HouseCanary Turns to Bankruptcy to Continue Operating

The real estate analytics and brokerage company filed for bankruptcy protection in an effort to keep its operations afloat and halt foreclosure. Read More

Inside Mortgage Trends

October 2, 2026

View Archived Issues

Retail Share Rising in Conventional-Conforming

Lenders Flocking to Partner With Real Estate Brokerages

Mortgage Lenders Relatively Slow With AI Adoption

Lenders Face Risks as AI Availability Expands

Borrowers Want Digital Closings Despite Lender Apprehension

Fed Governor Lauds Public-Private Affordability Work

Note-on-Note Financing for Construction Loans Gains Traction

HouseCanary Turns to Bankruptcy to Continue Operating

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Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

October 2, 2026

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?